Hello in the winter darkness! It's Peter in the motorhome and now it's thumbs down time. After very many conversations with the insurance company Motormännen, specialists, inspectors and workshops, there will be no compensation for the damage that happened to the motorhome a year ago on the way to Kristinehamn. 90 % of all motorhomes are built on Fiat chassis and think about which insurance company you have. It could be you next time and it will be costly! Keep up!
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Short circuit
Over a year ago the car stopped working on the way to Kristinehamn and it became a tow truck. Several have followed my story but for those who have not done so, the posts are here. Youtube: Broken motorhome in the workshop, blog: Towing a motorhome.
Motorists
Motormännen feels good in the mouth and is a good fit for motorhome insurance, I think. Everything is always good as long as nothing happens, right? Now it happened to us! The windscreen wiper motor product has been written off as a basis for compensation with Motormännen. With the damage that has occurred over several years, the windscreen wiper motor on the Fiat chassis has cost them a lot of money. What do they do? They remove the service and save money. Done! Perfect! Money saved!
The problem
I asked why they have done this? The answer was that in service traffic there are many Fiat light trucks, and when employees neglect not to switch off the lights, or forget a small lamp, the battery is discharged. When you then need to jump start the car, you can't find a ground because all the metal is painted, but what is shining unpainted is the windscreen wiper motor, and then you put the ground there.
There is a rubber bushing between the windscreen wiper motor and the whole chassis, which gets corroded every time you jump start the car and eventually causes a short circuit. This is a simple explanation but it goes something like this. This is not wear and tear that could have been predicted or prevented. Of course, a car can break down and we accept that, but if it is due to a fault that someone else says occurred via jump starting, which we have not done, how should we deal with the damage?
Where did I come in?
I asked them what motorhome owners have to do with it? In 9 years I have never taken a jump start, and if I were to do so, I have two habitation batteries in the motorhome and my cables do not reach the windscreen wiper motor. We motorhome owners don't have that problem but we end up with the same product that they have removed.
Compensation
In my comprehensive insurance, I was able to recover the towing and train journeys to and from Kristinehamn. Yippee! Big win! THANK YOU! The cost of the repair was SEK 16,000 and that's not even new stuff because it would have been more expensive.
Several things happened to the motorhome in the meantime and I had it checked at Fiat Ducato in Stockholm (2500 SEK) because the sensor in the living room did not show that the starter battery was not charging. I bought a new one (2000 SEK) but it did not help. A lot of things happened that affected everything when the car stopped and the fog lights still do not work, and there are no fuses that are broken. But how many times should you return the car without replacement?
What if?
I asked and pushed the envelope a bit and if the car had burned up... Could you have said "it started in the windscreen wiper motor so we won't replace the motorhome"? NO, of course not, they reply. My next question was why they didn't replace my windscreen wiper motor which I also had to pay for? What is related and what is not? They can't answer these questions because Motormännen simply won't pay.
Kontentan
I have talked and argued with so many people, but I am powerless and sometimes wonder why I have comprehensive insurance. I have insurance for what I can't influence myself and what I know nothing about, but it doesn't apply? I have Motormännen today when the car is cancelled, but I will investigate the market this spring because Motormännen should not get more money from me.
Have you had a good or bad experience with insurance companies?
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Lena - good for the soul says:
So hard for you! I hope they can come up with better ideas! I have only positive experiences with insurance compensation, but never with Motormännens.
Have a nice Sunday!
Hug Lena
03 December 2017 - 7:12
Peter says:
Hi Lena! I have spent hours with all sorts of insurance people questioning all this. According to their insurance contract, I should be entitled to compensation. It is very difficult to explain everything and all the paragraphs in a blog post, but they are not doing it right. Now it remains to be seen whether they can take the time to appeal.
03 December 2017 - 11:57
Kjell/Dessan says:
Isn't it strange that when you need help, you don't get any... We've never had to deal with the Motormen....maybe it's lucky det☺️Kram
03 December 2017 - 8:18
Peter says:
Hello! As I said, it's not wear and tear but a factory fitted fault that has occurred which they say is from jump starting. Since they have removed that service but it is not in their contract, my insurance applies as a cable fire or short circuit. Appealing also takes a lot of time and effort and we will see what we do.
03 December 2017 - 12:00
Kenneth Risberg says:
I've been lucky with insurance companies so far. It's only when you need help that you realise how good/bad they are.
It's unfortunate for you when such a fault occurs, which has nothing to do with motorhomes. The insurance companies know the art of evasion in such situations.
Happy 1st Advent!
03 December 2017 - 8:42
Peter says:
Hi Kenneth! Even when you're right and the insurance companies say you're wrong, it still feels pretty bad. That's probably why TV programmes exist because it's difficult to appeal against big companies. We'll see if we can even manage to appeal or if it's enough that we reach out via the blog and make others aware of what insurance covers. We'll see how we do. Have a nice Sunday.
03 December 2017 - 12:05
Cat's Considerations says:
Damn, how boring to have to argue. You get a real think about what you really get for your insurance. We had our motorhome for sale in Luleå a few years ago. There it was started by the person and it took 6 months to get a new part. Which meant that how easy is it to sell a crash-damaged motorhome? The bickering continued and the unwillingness to compensate us was there... Now I hope that Motormännen are fair enough and reconsider their decision. It is not OK that things should break down one by one. I hope there is good news now.
03 December 2017 - 8:45
Peter says:
Hey, hey, hey! It feels like we are paying for air. We are actually paying for what is unforeseen and what we could not influence ourselves. What a misery you had and you changed insurance companies, right? I think there are a lot of people who have been hurt but who never come out with it like you for example. If you had a channel then that was very large, you would certainly have written about it. Perhaps a new blog where everyone who gets into trouble can write about it? Thank you for writing and I wish you a nice Sunday.
03 December 2017 - 12:11
Sandra Lifsresor.se says:
Many years ago. Regular car and different insurance company. The car caught fire in the engine while driving on the E18. Hot day, dog in the car and thus several large pet bottles of water. We managed to put out the fire. This allowed the insurance company to see where the fire started. And of course it was not covered. Or as the inspector said: "If you had let the car burn, I would not have been able to make this judgement." Doesn't seem entirely reasonable ...
03 December 2017 - 8:49
Peter says:
Absolutely crazy!!!!!! As you read, I questioned this too. Probably we would have got another motorhome but you never know. What are we really paying for? When we buy a product on the market, we know what we're buying, but we only buy insurance because everyone has to have it. They want to make big money and they do, but it shouldn't be because of wrong decisions. What you write is absolutely crazy! Have a nice Sunday Sandra.
03 December 2017 - 12:16
Nils-Åke says:
Not fun to read this. You think you are fully covered by insurance.
The instruction booklet clearly explains how to do this with the Klabbe start-up aid.
03 December 2017 - 8:53
Peter says:
Hi Nils-åke! We have never used jumper cables via the engine. We have forgotten the outdoor lighting on with affected only the accommodation batteries and not the starter battery. So they try to say it's my fault and it's hard to fight the big dragons. We'll see how we do. Have a nice Sunday.
03 December 2017 - 12:19
Ama de casa says:
That sucks! I just say ARN... They are wrong about the motorists!
Report to the General Complaints Board!
Feels a bit wrong at this point when I realise that you are extremely upset, but still:
Have a nice first advent!
Hugs
03 December 2017 - 9:40
Peter says:
Hello there! We'll see which way we go and maybe this post will open their eyes, or we'll start an appeal, phew! A lot of paragraphs and papers. You would like to have a person to whom you put this on but maybe ARN is a way. Nice Sunday...
03 December 2017 - 12:22
Evy Knoph says:
Yes ... leak through the roof when the gasket broke in the bathroom up in the villa ... "oh, it's leaking" ... then it was not tight ... and if it was not tight, the insurance does not apply approximately ... tired you get ....
Car key that fell to pieces at 1.5 years old... the Citroen dealer did not want to replace... "incorrect use or wear and tear"... not covered by the warranty... I put together 15 pages about the car key and won in ARN....
Have also received money back for the washer-dryer where the benefit stopped working they changed the control system and machine, but it does not work..wanted to cancel the purchase..did not agree with tretti.se. I also won this in ARN ... I am currently arguing with BA about the delay to Newcastle ... they are tough ....
03 December 2017 - 10:05
Peter says:
WOW Evy! That's good news and gives you some hope. I will talk to Helena about ARN. Poor thing, what strange things have happened to you and no one wants to take responsibility for what they sell. What's wrong with companies? They gain so much by taking responsibility and paying out and having the person remain as a satisfied customer and it spreads. Companies are doing too well. Have a nice Sunday.
03 December 2017 - 12:26
Evy Knoph says:
Yes, it can definitely be worth a try with ARN. You usually get the advice to talk to the consumer counselling service in your municipality to hear if they think you have a case. The application can be made digitally, then you get a case number you can follow... it takes time and is slow and the companies usually respond first that they do not agree to pay... took about 1 year before I got back for the washing machine... and about 7.months for the car key... You have to be a little stubborn and persevere... but you seem to be the type for it... Good luck... hope you get this straightened out!
03 December 2017 - 23:10
Inga Magnusson says:
How bad of the insurance company! Of course you should report to ARN and change company!
03 December 2017 - 10:15
Peter says:
Hi Inga! We are going to change because it is natural when you are mistreated. We have read the paragraphs and we are right. Now it remains for us to report to ARN for us to be right. A lot of work and we will try to squeeze it in somewhere. Have a nice Sunday.
03 December 2017 - 12:37
Mr Mikael Eriksson says:
I got an engine breakdown when my motorhome was 2 years and 3 months old ... Ford Sweden did not take it because it was an import, my insurance company Trygg Hansa did not take it either because engine damage was not included in motorhomes only in light trucks and passenger cars ... cost for rep 49000kr ! I immediately switched to Folksam which felt best at the time.
03 December 2017 - 10:52
Peter says:
That's crazy! It doesn't matter where you buy the car/motorhome as long as it's in Europe. It's the same car and the bodywork will not have affected the engine itself. Poor thing, and as I said, completely crazy. I will call around and see where everyone stands. Have a nice Sunday.
03 December 2017 - 12:41
Bengt Pålsson says:
I still think a blown fuse is the culprit when it comes to charging the starter battery.
I have been affected after jump starting with cables, but not connected to earth to the windscreen wiper motor. After much searching, I found a large fuse that sat all by itself, a little difficult to find but it sat in close proximity to other electricity but all alone. Good luck.
03 December 2017 - 11:18
Peter says:
Hi Bengt! I have had the car in Fiat just to check all the fuses but only on the car part. I have then done my own research on the body and I will do another check when spring comes. I thought of handing in the car to a motorhome company this time to get some help. You may well be right because there are a lot of fuses and cables everywhere. Have a nice Sunday.
03 December 2017 - 12:45
Nils-Åke says:
There are fuses that can be broken and still show OK when measured. You have to remove them to measure. As far as I know this applies to the large fuses 40-50A.
03 December 2017 - 18:31
Peter says:
Ok Nils-Åke! I will take a proper look in the spring and we will see if it works out. Thanks for the tip:-).
05 December 2017 - 10:08
Ingela H says:
Yes, it is unreasonable that compensation is not paid without there being reasons they give for not paying. Last summer, when our motorhome was lent, the engine cut at the border with Switzerland, our company paid without questioning the rental car home for those who went in the motorhome, towing to two different workshops (in the first they did not get the motorhome in due to the height).They also paid for air travel and taxi for the person who finally drove the motorhome home 2 months later when it was repaired, that person also paid the cost of petrol and got part of it back as well. However, the replacement of the engine was not included as the motorhome was from 1999, so it was an expensive deal in the end - but as it has always been spotless and always worked and is incredibly fresh, scrapping was not an option (then we would have received the value of it from the company but due to the year model it was low) (the engine replacement cost 5600 euros - puff). The car has a Ford chassis / engine so it took a long time for the workshop to find a replacement engine.
03 December 2017 - 11:19
Peter says:
Wow, what a story and how much energy it must have taken. Poor you when they call from another country and the car doesn't work, phew! 56 000 is a very large amount of money that suddenly just disappears, and I get sweaty just thinking about it. Thanks for telling us Ingela because it actually makes our day a little easier. Have a nice Sunday
03 December 2017 - 12:51
Maria says:
What a shame! Unfortunately, we have not found anyone better. We have switched from Länsförsäkringar to Motormännen but maybe it doesn't matter then? As a motorhome owner, you are between chairs apparently, and especially if you also have it as your only residence... They have not kept up with the insurance industry, it seems. Let me know if you find a better insurance! And have a really nice first advent despite this!
Regards Maria/
http://www.magnoliamagis.se/varning-husbilsforsakringar/
03 December 2017 - 11:56
Peter says:
Thank you Maria for writing. We have two accommodations that are poorly insured. It's best not to have a houseboat or motorhome, because it's against the norm, and you can lose money if you're an insurance company. They just want to make money and they are very happy when the cars get better and they don't have to lower the premiums. A natural increase in profits without us arguing, right. We will see what we do with ARN, but it feels like we will appeal.
03 December 2017 - 12:58
Mr Steve says:
What a shame. There is nothing worse than when you feel powerless in such battles. Good that you spread this so that Motormännen gets to eat their behaviour through a strong customer flight.
03 December 2017 - 12:14
Peter says:
Hello Steve! I think we could benefit from writing, but is there any other good insurance company? I wonder if there is and I will look into that possibility. All people have been caught out by insurance policies, and I am talking about many that really should apply to us mere mortals. I think their profit calculus is too big and it affects bad decisions. Nice to write again on the blog and I wish you a nice Sunday.
03 December 2017 - 13:02
Husis blog says:
How sad to read about this. I am also insured via Motormännen, so also the owners' car.
It is only when owners have to use their insurance that problems can arise. That's when the owners see what was right or wrong. I wonder if not all insurance companies are just as good cabbage eaters, working perfectly until there is a problem with the car.
Now I had an accident this summer and Motormännen handled it exceptionally well with quick information and very good contact. Now you will not be happier for this, but with that said, insurance feels like a lottery.
Me and the owners would like to wish you a very happy first advent!
03 December 2017 - 12:24
Peter says:
Hi Husis! I definitely think it is a lottery and as you say everything is fine until something happens. We have gone through the paragraphs one more time and after hours with surveyors, we should be entitled to compensation. Thank you for writing and greetings:-)
03 December 2017 - 13:06
Linda, resamedvetet.se says:
how sad to read. sour that this would be the end of it there.
03 December 2017 - 12:33
Peter says:
Hi Linda! We will see if we can get a letter to ARN or whatever happens in the future. Time is the hardest thing when blogging takes up most of the hours. We will see what happens and thank you for writing. Take care of yourself and have a nice Sunday.
03 December 2017 - 13:22
Thomas in the Water says:
Became a member of Motormännen in 2017 and was on the verge of taking out an insurance policy there for our Adria Sonic Supreme, in retrospect I am glad that we chose Länsförsäkringar and will not extend my membership with M for 2018. During our holiday trip in Europe this summer, we encountered a surprising storm in the Alps already during the first days of our 4 weeks and he did not get the awning on the car. Immediately reported the damage to a broken awning and sent pictures to our company Länsförsäkringar and the motorhome company. They responded immediately and offered us to either find a workshop where we were or buy a type of party tent for the corresponding function until we returned home for repair. We did not find a party tent and with a little planning how the sun stood we managed well without it after all. When we came home again, everything was already regulated and ready and workshop time already booked everything is replaced without "no qustions asked" so happy and satisfied that we chose Länsförsäkringar! Can say that those who decided to become Länsförsäkringar and not Motormännen were that I asked the company M&M Caravane who delivered the motorhome which company they had the best experience of both for me as a customer and they as a repairer. Living myself a little after the thesis "you get what you pay for" is probably the case that Länsförsäkringar may not be the cheapest on the market but they deliver and have a very satisfied customer here in Västerås. Hope you find a company that works for you.
03 December 2017 - 13:06
Peter says:
Hi Thomas! This is really positive and we are happy to pay more for insurance that is valid. From what I have read here today, it is a bit of a lottery, but the insurance companies would gain a lot from paying out money and having a good reputation, and satisfied customers in the future. Maybe there is too little competition in our small country. Thank you for giving us some hope and joy on this first day of Advent. Have a nice Sunday.
03 December 2017 - 13:27
Across the board says:
But what a pain in the arse! We have Länsförsäkringar and they are super good to deal with. We got a three stone bullet marks on our HB after the big lawnmower on the campsite. They took it on immediately and our insurance companies have settled and we have received an unexpectedly high cash compensation instead of time in the workshop, as we will put a fun sticker over the damage 🙂
Hope you can get something anyway!!!
03 December 2017 - 14:24
Peter says:
Hello there! Now there are more people who have recommended Länsförsäkringar and have a good taste in their mouth with them. I will contact them during the spring because it sounds like a good solution. Thank you!
05 December 2017 - 10:10
Fantasy Dining says:
How incredibly bad of the insurance company. How angry you get?
03 December 2017 - 15:59
Peter says:
After a year of hassle and several things not working after what happened, and still no money. They say that consequential damage doesn't count but since they don't pay anything, something is wrong with their judgement. It's sad.
05 December 2017 - 10:12
Lotta says:
We also had a similar error. But got compensation from Sweland/Trygg Hansa. It started with the airbag light being on. Eventually the fault was found. Repair cost 11500:- but then the problem started with the workshop which we believe shorted the battery. We could not start the car ourselves sometime after it was picked up at the workshop. They had starting assistance and said that when we drove for a while, the battery would be charged. But no! We had to have jump starting every time and in the end they had to change the battery but demanded that we pay for the new battery when they made a mistake. But the insurance company paid the first part after deductible but of course nothing on the battery replacement.
03 December 2017 - 16:10
Peter says:
It's sick that you have full insurance and still don't get help. It's all about profit for them. They have to lose somewhere, I hope! Other companies that don't do the right thing get all kinds of crap, but insurance companies always get away with it. Something is wrong and we have done our homework and we should be entitled to compensation.
05 December 2017 - 10:16
Lars Permeln says:
Hi Peter, I am actually upset when I read that Motormännens insurance company does not cover the damage even though the motorhome is fully insured. If the insurance company had clearly stated in the conditions before the damage that the windscreen wiper motor is excluded from the insurance, then the matter would have been clear. Now that you have received information about this when the damage has occurred, I think you should proceed to ARN.
We have had Motormännens motorhome insurance and they call from time to time to discuss insurance. If you don't get rectified and your costs covered, Motormännens insurance will be cancelled.
At the moment we have CC's motorhome insurance "Water Circles" which is tailor-made for motorhomes. I find it comforting to have the Caravan Club behind me if problems with the motorhome insurance arise.
I hope it works out for you.
03 December 2017 - 16:23
Peter says:
Thanks Lars! we will leave and we will see how to proceed. CC's motorhome insurance also sounds like a good idea. Thank you for writing and it gives one a bit of a boost to move forward.
05 December 2017 - 10:19
Matts Torebring says:
The big companies completely dictate the conditions. We built a new office and warehouse at the end of the 80s, for more than 13 million. The roof leaked water and we had lots of goods destroyed. The developer had Trygg Hansa. There was no "technical evidence" that the roof leaked. We never received a single cent in compensation. Consequently, I will never be a customer of theirs. During all the years we have had Länsförsäkringar and never the slightest discussion.
03 December 2017 - 16:49
Peter says:
Hi Matts! Yet another person advocating for Länsförsäkringar so this looks good going forward. You get so fed up that they can get away with this and you can't have fun. You fight in all different ways against authorities and large companies so you really know what you are talking about. I wonder if things will get better in the future and we can only hope so for the sake of our children.
05 December 2017 - 10:23
Role o Carina says:
How sad for you with all the problems with Motormännen!
We use Länsförsäkringar and they work well for us!
Admittedly, we have been lucky so far 🙂 .
Take care and fight on/AdventuresHugs to you....
03 December 2017 - 17:19
Peter says:
Now I am quite convinced about Länsförsäkringar and I will contact them. Thank you for writing.
05 December 2017 - 10:24
BP says:
Bad, very bad!!! Why take out a full insurance when it does not apply when it comes to the point. It is only then that you get to know whether an insurance company that has "cashed in" lots of money from us policyholders pays or not. Oh who the f*n cares about ARN and all the paperwork! But maybe that's exactly what the insurance companies know - that you can't be bothered with a long notification/appeal.
Imagine how much more fun you could have had for the money!!!
PS. A blog equals power. So with a bit of luck (and help from you I guess) things will change. Keep your fingers crossed for that. But then change companies!!! DS.
03 December 2017 - 17:22
Peter says:
Hi BP! It's a bit like trying out a mate. When the wind is cold, you know what people are up to. Insurance should work, but if they want to save money, it's ruined. I hope that more people switch now that it is clear that Länsförsäkringar works so well and this does not. Have fun BP and fun writing with you again.
05 December 2017 - 10:28
Lisa in the village says:
Insurance sounds so good sometimes. But then there's the fine print, which isn't even visible. The son-in-law called the insurance company and checked with the animal damage insurance, but there was nothing. He then called antisimex and was told that it is included in the house insurance. Hummm... what's going on??
Hope you had a nice first advent! Hugs
03 December 2017 - 20:38
Peter says:
Hi Lisa! Helena works at Lanstinget and they work very hard on easy-to-read, but I don't think insurance companies want to do that. First they take away a clear case and then they spend money on advertising that costs millions. That's not quite right.
05 December 2017 - 10:30
Ditte says:
Very sad and very "sour". In any case, it may be an idea to go to ARN and in any case change companies as soon as possible. But just like with insurance like so many other things, no one does anything for you. But there are companies that are better and those that are lousy. Could it possibly depend on who has dealt with the case or are there more people who have examined the whole thing.
An article in the press might also be useful.....
Have not really had any negative contacts with insurance companies. We have had boats and cars and then we have received help with the "little" that has been. We have not had a motorhome.
03 December 2017 - 21:15
Peter says:
Hi Ditte! This is a case where we have actually read the contract and we should be entitled to compensation. They say it's due to an error that we have made, because it happens in commercial traffic. I think that's bloody awful and they should actually distinguish between motorhomes and not accuse me of not telling the truth.
05 December 2017 - 10:33
Sture Forsberg says:
I have Folksam with them I have never had any problems despite some stone chips on the paintwork being hit by a hit and run driver.
03 December 2017 - 21:39
Peter says:
Hi Sture! I have no experience with Folksam but it is good to have alternatives. I will see how I handle this matter because it takes time and we have some of that. Thank you for writing.
05 December 2017 - 10:35
JoY says:
How sad for you, that's the kind of thing you don't want to happen.
Hugs
03 December 2017 - 21:48
Peter says:
Hi, there! It takes a lot of strength to not get your right. This is an error that I could not possibly influence and is made from the factory. damn insurance, I just say. hugs!
05 December 2017 - 10:37
Tia says:
Insurance companies are there to help you, right? Sounds like you think you are there for them and not the other way round. ? We had a burglary in Hobby a number of years ago with both home insurance and Hobby insured by If. We made a report and the two insurances handled everything between them and then payment was made for everything that was damaged and stolen. That's how you want it to work!!! ? Keep your fingers crossed for compensation for your damage! ??
03 December 2017 - 21:50
Peter says:
Hi, I'm here! That's exactly how full insurance should work. I've never even used insurance on my motorhome. If there is something, I usually fix it myself instead of involving them. You always have this feeling that they decide the lottery.
05 December 2017 - 10:39
Maggan and Ingemar says:
It's so boring when you have to fight the insurance companies. We have probably been lucky, also had electrical failure in the car and fire in the fuse box, a mirror that was destroyed by a Frenchman who was in a hurry when we were in Morocco. We had no problems with Länsförsäkringar they fixed everything and it was quite expensive. Same when the husband got sick in Spain no problem with the compensation. So far, we have only good things to say about Länsförsäkringar, but you never know how they think. They usually always have some fine print that is difficult to interpret. Good that you are considering ARN it is probably the only right way to go. Good luck to you.
04 December 2017 - 9:42
Peter says:
Hello there! The result of all this is Länsförsäkringar and ARN. How nice it is to have motorhome friends. Thank you and take care of yourselves.
05 December 2017 - 10:41
Leif says:
Hi Peter.
Read your post on this page and became interested in checking this out a bit for my own sake so I have some control over which company to choose.
I have looked at the terms and conditions of Motormännens, Folksam and Länsförsäkringar regarding motorhomes.
I have looked at their machine damage insurance and they all have a limit of 8 years or 12,000 miles on that part.
Folksam has included "wiper motor" in its terms and conditions under that section, I see.
And on the fire element, all companies have written exactly the same points.
I was thinking about your car that this has affected and saw that it is a 2007 model year. And if I have interpreted the conditions correctly, it is not covered by the mechanical damage on any of the companies. My own is a 2005 and then I am not covered by it either. Nothing I thought of before, but it seems so unfortunately.
It's a jungle here, but now that you've sat down and read the conditions, they are more similar than you think and as it looks, you have passed the machine damage with your car on all of them and if I interpret the conditions correctly, they have denied you because of this.
Sadly, it doesn't seem to be any better with either company.
But what do you know. I may have misunderstood completely too 🙂 .
Then maybe you should see if any company has longer machine damage so you feel safe. 🙂
Good luck anyway! 🙂
/Leif
05 December 2017 - 18:57
Peter says:
Hi Leif! No one has mentioned either 8 years or 12,000 miles. Our motorhome has done 10,500 so now we are talking or, or? This has never come up and I have seen these figures before. They haven't even gone into this but I'm glad you took the time to look through this. I feel sorry for anyone who buys a used motorhome and doesn't get help. When ours has passed 12,000 miles I may stop having full insurance because it won't be worth anything.
06 December 2017 - 20:44
Leif says:
Hello again.
Well, you got a little interested as I said. The thing is that as I understood it, it is either 8 years or 12000 miles they wrote so it is the part that comes first that puts an end to this if I have not misunderstood....
So then our cars have passed the age of 8 years and we are not covered by the machine damage unfortunately... with any of the companies... whether they have gone 1000 miles or 10,000 miles.
Have a good continuation!
//Leif
07 December 2017 - 10:58