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Having a loan today is more common than not having a loan. It is now considered part of the private economy and is more the rule than the exception. In the past, getting a loan was complicated, you had to fill out an application, visit a bank, meet with a bank contact and then wait for a response to the application. This could take anywhere from a few days to a few weeks, depending on whether something needed to be completed or if there was a missing piece of paper.

Today, things are different and today's loans are usually granted online within a few hours, and the money is in your account almost immediately after the loan is approved. This has meant that there are many players in the market and this requires careful research before deciding which lender to choose. Fortunately, there are experts who do this research, such as Match banks.

Popularity of travelling

In Sweden it is popular to travel, but still have all the comforts of home within easy reach. In recent years, more and more people have chosen to travel in complete comfort with a motorhome. There are many advantages to travelling by motorhome both in Sweden and abroad. It is a freedom to be able to just stop wherever you want, raise the awning, bring out the barbecue and outdoor furniture and just enjoy your holiday. For the average person to finance both the motorhome and the holiday, it can be helpful to take out a loan.

Another thing to keep in mind before travelling with a motorhome in Europe is to check different countries' rules for motorhomes. For example, different rules often apply to motorhomes weighing less than or more than 3500kg. For heavier motorhomes, motorway tolls are sometimes more expensive and you may need to get a mileage calculator. It is therefore important to check the rules in the country you plan to visit.

What should you consider when taking out a loan?

Before taking out a loan, it is important to check whether you can actually afford to repay the loan before the end of the term. You should consider the amount, the duration of the loan, the interest rate, the amortisation but also how quickly you can get the money in the bank - in case of an emergency. Once you've thought about it, it's a good idea to choose a reputable lender with extensive experience. It is always important to check that you can actually afford to borrow money before doing so.