Fördelarna med att boka resan med kreditkort

Today we present a guest article

More and more people are discovering the benefits of using credit cards when booking travel. They include not only financial benefits such as insurance and bonuses, but also practical aspects such as avoiding currency exchange fees.

Examples of benefits:

Travel insurance: Many credit cards include travel insurance that is automatically activated upon payment of the trip. These can cover everything from compensation for delayed luggage to deductibles on car hire.
Travel benefitsCredit cards can offer exclusive benefits such as hotel upgrades, access to airport lounges and bonus points that can be used for future travel or purchases.

Some examples of travel benefits linked to credit cards:

Bonus points: Collect points on all purchases which can then be used to book new trips.
Cashback: Get a percentage of your money back for every purchase.
Free upgrades: Possibility to be upgraded in hotels or flights.

Using a credit card internationally can also reduce the need for cash when travelling and provides a secure means of payment for unexpected expenses. In addition, it makes it easier to track spending and manage your budget and often comes with services such as free cancellation and change of reservations.

Credit card benefits when travelling

Using a credit card while travelling can simplify payments while offering various benefits. It is important to compare them to take advantage of the best deals.

Start with a credit card comparison

A first step should be to compare different credit cards in order to find the most suitable one. credit cards with travel benefits. Many cards offer unique benefits such as travel insurance or cancellation protection when paying for all or part of a trip with a credit card. It may be wise to spend some time researching to find the best credit card for your needs.

Flight points and hotel bonuses

The use of credit cards can provide flight points when booking flights, which can later be converted into airline tickets or upgrades. In addition, card users can earn hotel bonuses, which may include free nights or upgrades to accommodation.

Loyalty programmes and bonus points

Many credit cards are linked to loyalty programmes where each purchase generates bonus points. These points can then be used to buy flights, stay in a hotel, or achieve status in various loyalty programme for additional rewards.

Security and insurance when travelling with a credit card

Booking travel with a credit card offers important benefits such as cancellation protection and travel insurance, providing a layer of security.

Travel insurance and safety features

Many credit cards work in such a way that if you pay more than 50% of the transport cost of the trip with the credit card, travel insurance is included. For example, if we look at Norwegian travel insurance it covers, among other things:

Cancellation of travel up to €50,000
The journey must start and end in the Nordic region
Valid for up to 90 days
Covers delayed baggage
Children are insured until they reach the age of 21.

Credit card travel insurance often includes compensation for flight delays, lost luggage and medical treatment abroad. When it comes to security features many credit cards offer protection against skimming through integrated chips and PIN codes. Some cards also provide temporary blocking services to react quickly to suspected fraud or loss of the card.

Use credit cards wisely when travelling and be aware of the risks

Having a credit card while travelling is good, but it is important to be careful. It can be easy to overspend when you have an available credit limit. Sometimes people buy things without realising that they will be combined into one bill to be paid later, which can be expensive. High interest rates and costs can quickly add up if you don't pay within the interest-free period and use instalments instead, making it important to use credit cards with caution when travelling.